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Financials Ratios
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Tamilnad Mercantile Bank Ltd.
BSE CODE: 543596   |   NSE CODE: TMB   |   ISIN CODE : INE668A01016   |   24-Jul-2026 Hrs IST
BSE NSE
Rs. 802.90
3.3 ( 0.41% )
 
Prev Close ( Rs.)
799.60
Open ( Rs.)
791.00
 
High ( Rs.)
808.70
Low ( Rs.)
788.00
 
Volume
5914
Week Avg.Volume
9840
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 804.50
5.1 ( 0.64% )
 
Prev Close ( Rs.)
799.40
Open ( Rs.)
799.00
 
High ( Rs.)
808.95
Low ( Rs.)
788.00
 
Volume
100157
Week Avg.Volume
169593
 
52 WK High-Low Range(Rs.)
411.8
847
Particulars Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Operational & Financial Ratios          
   Earnings Per Share (Rs)84.47  74.68  67.70  65.00  57.67  
   DPS(Rs)12.50  11.00  10.00  10.00  10.00  
   Book NAV/Share(Rs)638.46  568.90  500.23  437.53  374.41  
Margin Ratios          
   Yield on Advances10.95  12.03  12.20  10.94  11.45  
   Yield on Investments7.05  6.91  6.76  6.43  6.72  
   Cost of Liabilities5.27  5.52  5.31  4.11  4.49  
   NIM3.46  3.62  3.67  3.81  3.59  
   Interest Spread5.68  6.51  6.89  6.83  6.95  
Performance Ratios          
   ROA(%)1.89  1.85  1.79  1.86  1.64  
   ROE(%)13.99  13.97  14.44  16.78  16.58  
   ROCE(%)18.27  17.81  17.29  22.15  22.82  
Efficiency Ratios          
   Cost Income Ratio45.50  44.60  47.00  42.24  42.29  
   Core Cost Income Ratio46.34  45.07  46.95  41.01  43.23  
   Operating Costs to Assets2.06  2.12  2.13  1.99  2.10  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)6.87  5.50  7.17  6.28  0.00  
   PCE(x)6.43  5.13  6.70  5.97  0.00  
   Price/Book(x)0.91  0.72  0.97  0.93  0.00  
   Yield(%)2.15  2.68  2.06  2.45  0  
   EV/Net Sales(x)1.70  1.32  1.85  1.71  0.04  
   EV/Core EBITDA(x)5.33  4.01  6.07  4.45  0.09  
   EV/EBIT(x)1.94  1.53  2.20  2.07  0.05  
   EV/CE(x)0.91  0.74  0.97  0.94  0.03  
   M Cap / Sales1.58  1.23  1.59  1.58  0.00  
Growth Ratio          
   Core Operating Income Growth9.84  6.98  2.71  15.36  18.06  
   Operating Profit Growth-4.95  -8.59  -119.70  33.64  29.78  
   Net Profit Growth13.10  10.31  4.16  25.23  36.23  
   BVPS Growth12.23  13.73  14.33  16.86  16.50  
   Advances Growth20.78  10.70  6.55  11.34  7.80  
   EPS Growth(%)13.10  10.31  4.16  12.70  36.23  
Liquidity Ratios          
   Loans/Deposits(x)0.01  0.01  0.03  0.01  0.00  
   Cash / Deposits(x)0.04  0.05  0.05  0.04  0.05  
   Investment / Deposits(x)0.25  0.28  0.31  0.30  0.29  
   IncLoan / Deposits(x)1.13  0.93  2.63  1.10  0.00  
   Credit/Deposits(%)86.08  81.92  80.25  78.07  74.54  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0.18  0.36  0.85  0.62  1.98